Phoenixville, Downingtown and Exton real estate and homes for sale in Pennsylvania - Michael Richter, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Phoenixville, Downingtown and Exton real estate listings, home buying, selling and homes for sale in Pennsylvania - NUMBER1EXPERT(tm)
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Phoenixville, Downingtown and Exton real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, I will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation and I promise to get back to you quickly... 

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School Reports in Phoenixville, Downingtown and Exton, Pennsylvania
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Real Estate Tips
Buying Land and New Construction >Buying New or Buying Old

New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.

Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.

New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Michael Richter, REALTOR®, real estate agent and broker for Phoenixville, Downingtown and Exton, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Richter
Re/Max Achievers Inc

1425 S Collegeville Rd # RTE29
Collegeville, PA 19426
Cell (perferred): 215-919-1445
Desk: 610-489-5151
Office: (610) 489-6021
E-mail me at: MikeRichterRealtor@GMail.com

Real Estate License No.: RS300502

Equal HousingMLSREALTOR


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