Phoenixville, Downingtown and Exton real estate and homes for sale in Pennsylvania - Michael and Christina Richter, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Michael and Christina Richter
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Special Offers
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Testimonials
Buyer
We were looking for a Realtor...
Michael & Nicole Ferrara
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Michael and Christina Richter is one of The Top Selling Real Estate Experts™
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As soon as I list another home for sale, I'll email you. You'll know first.
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Affiliates
Loan Officer
Chris Fretz - Great loan officer that we have used personally and recommend to clients looking to purchase or refinance a home.
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Testimonials
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

Buyer
We were looking for a Realtor...

Michael & Nicole Ferrara
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First Time Home Buyer
We were tired of paying rent...

Brian & Andrea
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First Time Home Buyers
Mike was easy to work with...

Jayson & Stephanie Wenstrup
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Investor
He is one of the most patient, energetic, knowledgeable, and above all, persistent agents/persons I have ever met.

Beth & Mark Bukata
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Seller and Buyer
We couldn't agree on what we wanted in a house...

Mary Molnar & Chris Fretz
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School Reports in Phoenixville, Downingtown and Exton, Pennsylvania
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Michael and Christina Richter, REALTOR®, real estate agent and broker for Phoenixville, Downingtown and Exton, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael and Christina Richter
Keller Williams Real Estate Bluebell

910 Harvest Drive
Suite 100
Blue Bell, PA 19422
Cell (perferred): 215-919-1445
Desk: 215-654-6069
Office: 215-646-2900
E-mail us at: Richter@KW.com

Real Estate License No.: RS300502 RS228955

Equal HousingMLSREALTOR


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