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For Home Buyers:

  • Why Buyers Choose Michael and Christina Richter - Why homebuyers looking for a real estate agent in the Phoenixville, Downingtown and Exton area choose Michael and Christina Richter.

  • Latest Listings - Get Michael and Christina Richter's latest Phoenixville, Downingtown and Exton listings of homes for sale first!

  • Find Your Perfect Home - Michael and Christina Richter will search for your ideal home and email you the newest Phoenixville, Downingtown and Exton MLS listings of properties in Chester County PA.

  • First Time Homebuyers - Are you a first time homebuyer in Phoenixville, Downingtown and Exton, PA? Choose a top real estate agent. Michael and Christina Richter can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Phoenixville, Downingtown and Exton house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Phoenixville, Downingtown and Exton Homes, For Home Buyers, For Home Sellers, Phoenixville, Downingtown and Exton Information, Real Estate Resources, and About Michael and Christina Richter.

 

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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What is the role of the U.S. Housing Authority?

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Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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Michael and Christina Richter, REALTOR®, real estate agent and broker for Phoenixville, Downingtown and Exton, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael and Christina Richter
Keller Williams Real Estate Bluebell

910 Harvest Drive
Suite 100
Blue Bell, PA 19422
Cell (perferred): 215-919-1445
Desk: 215-654-6069
Office: 215-646-2900
E-mail us at: Richter@KW.com

Real Estate License No.: RS300502 RS228955

Equal HousingMLSREALTOR


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